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Financing Financing
Financing with Pay+Later:

Finance your purchase online imediately and without any paperwork


Paga+Tarde allows you to easily, inmediately, transparently and safely make payment for your online purchases.

Select Paga+Tarde
When you are in the shopping cart, select Paga+Tarde as payment method

Select quotas
Select on how many quotas (untill 12) you want to finance the purchase

Confirm the payment
Verify your data, quotas and after the answer, the first quota will be charge to your card.

In each product there is a quota simulator where you can indicate the number of quotas and you will known inmediately the exact amount to pay each month, or you can use the following quoata calculator:



Now you can pay in 4 MONTHS WITOUT INTEREST when making your purchase, since we assume all interest. If you choose a quota between 4 and 12 months that is more confortable for the payment, you must assume the interest of the postponement.

Frequent Asked Questions

Is neccesary to present a payroll or proof of income?
No, is not necessary to present documentation of any kind, is only necessary to have a valid ID and a debit card.

Do I need to register somewhere to use Paga+Tarde?
You do no need to register anywhere to use Paga+Tarde.

Where can I find the Paga+Tarde buttom?
On the payment page of the trade, just at the end of the purchase process. You will see Paga+Tarde as a payment option more.

Who can buy with Paga+Tarde?
Any person over 18 years old, with ID (National Identity Document) or resident in Spain, and who must have a debit card.

What is the cost of Paga+Tarde financing?
The interest is 0% for orders over 200 EUR and financing up to 4 months. The interesr is 25% APR for orders under 200 EUR or financing between 5 and 12 months. There is not any additional hidden cost.

Can I advanced my outstanding payments?
Of course! From Paga+Tarde you can amortize your pending payments at any time, and as a consequence, interest will be automatically reduced. Without complications.

Why can it only be paid by debit card?
Paga+Tarde as a Visa and MasterCard Affiliate Member complies with its Operating Regulations, which do not allow payment of credit with a credit card.

Is it obligatory to obtain the financing to contract some type of insurance or complementary financial service?
Do not.

For more information you can go to the website of PAGA + TARDE

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